Get a Short-Term Loan Today for $250 To $1,500

Request a loan and get up to $1,500 today deposited directly into your bank account.

Bills to pay?

We got your back!

Urgent car repairs?

We are here to help!

Need a personal Loan?

Apply now to get yours today!
How it works

How to get your cash...

Start Application

Applying for a loan takes only 2 minutes. Everything is done online. With our paperless application process, you won’t have to send any documents!

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We verify your information

Our team of specialists will contact you by phone or email to ask you simple questions regarding your application in order to get you approved quickly.

We deposit the funds in your account

You will receive your loan quickly and safely through an Interac E-Transfer deposit.

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What are you waiting for?

GET YOUR CASH NOW

Loan Providers make it easy to get a loan!

We make it easy on our clients by letting you choose the right payment plan based on your financial situation.

Small Loan

  • 32% APR rate

  • 90-day repayment

  • Installments by pay day

$250 loan

REQUEST A LOAN
* Requirements: stable job, no ODSP, no self-employed, Canadian resident, 18+

Medium Loan

  • 32% APR rate

  • Up to 120-day repayment

  • Installments by pay day

$750 loan

REQUEST A LOAN
* Requirements: stable job, no ODSP, no self-employed, Canadian resident, 18+

Important Information

Responsible loan policy

All online demands are analyzed and go through a selection process to ensure that borrowers are in a position to pay back their loan. This includes, but is not limited to:

  • Verifying that your salary meets our criteria
  • Ensuring that you do not have an excessive amount of insufficient fund charges in your bank account
  • Determining if your previous financial obligations will interfere with your loan refunding capacities.

Following this analysis, if your file meets our standards, your demand will be ACCEPTED.

Missed payments and credit scores

You will be charged 60$ for any payment refused by your banking institution, for insufficient funds or any other reason, this fee will be deferred to the end of your contract. This situation will not affect your credit score within our company, and your file will not be transferred to credit agencies. In case of an emergency where you need to delay a payment, please call or email us at least 72 hours before the payment is due. This delay will result in a cost of 40$, that will be deferred to the end of your contract. Respecting payment schedules will ensure you an excellent service for future renewals.

Responsible collection

Loan Providers use the responsible collection methods in compliance with Canadian legal requirements. If a problem occurs during the time that you are repaying your personal loan, our agents from a 3rd party collections agency will make payment arrangement with you while taking into consideration your current situation. Missed payments will accumulate interest on the unpaid balance. The borrower is responsible for all legal fees generated from recovering a past due balance.

Annual percentage rate (APR)

The APR on the amount borrowed from the lender is 32%.

Renewal

Our team will notify you when you are eligible for a loan renewal.

Repayment term

Repayment terms of our loans are 3 to 6 months depending on the loan amount.

Repayment example

A loan of $500, including capital, subscription fees, and interest, will amount to a refund of approximately $750.

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